HDFC BizFirst Credit Card

Cashback | Rewards

5/5 ★★★★★
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The HDFC BizFirst Credit Card is designed for business professionals, offering 3% CashPoints on EMI spends, 2% on utilities and PayZapp, and 1% on other spends, with milestone rewards of 2,000 CashPoints on quarterly spends above ₹75,000. It includes benefits like a ₹250 welcome voucher, fuel surcharge waiver, and dining discounts. The card has a ₹500 annual fee, waived on spends above ₹50,000, making it ideal for maximizing business expenses.

Category

Cashback , Rewards

Minimum Credit Score Required

Nil

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Features

  • 3% CashPoints on EMI Spends
  • 2% CashPoints on Utility bills, Electronics, SmartPay & Payzapp transactions
  • Make GST payment using Business Credit Card
  • 1% CashPoints on all other spends including UPI spends
  • Make UPI Payments using your RuPay Biz First Credit Card & enjoy 1% Cash Point benefits
  • Get a Gift voucher worth Rs.250 on making one transaction on your Biz First Credit Card within the first 37 days of card issuance. Voucher is redeemable on top brands like Amazon, Swiggy & more.

    • Eligibility Requirements

  • Age: 21 to 65 years
  • Employed type: Self Employed
  • Income 6 Lakhs and above per annum

    • Card Fee

    Annual Fee: Nil

    Joining Fee: Nil